Insurance Question

GadgetBoy · Post by **GadgetBoy** » Tue Mar 08, 2011 8:48 am

What age does a car have to be to qualify for classic insurance?

The Niva needs insured again and with it now being 15 years old I was wondering does it qualify?

excossack · Post by **excossack** » Tue Mar 08, 2011 1:33 pm

Looking on the Peter Best website they mention an age range of
Age of vehicle – 1948-2005
http://peterbestinsurance.co.uk/FourWhe ... fault.aspx

So, maybe its over 5 years old?

GadgetBoy · Post by **GadgetBoy** » Tue Mar 08, 2011 3:05 pm

From the research I've done it appears to be 10 years old and above £15K in value.

eveshamsteve · Post by **eveshamsteve** » Tue Mar 08, 2011 5:18 pm

GadgetBoy wrote:From the research I've done it appears to be 10 years old and above £15K in value.

I was offered Classic Car insurance on my previous Riva. That was a 1993 model.

If you go for an on-line quote with one of the many comparison sites, it will automatically find you a classic car insurance policy if you drive it 5,000 miles or less annually.

Hoodoo · Post by **Hoodoo** » Tue Mar 08, 2011 6:10 pm

At that age it should most definitely qualify. The main question would be the annual mileage, generally 5,000 or less, as eveshamsteve said.
Regards,

excossack · Post by **excossack** » Tue Mar 08, 2011 6:42 pm

We had the Range Rover Classic (F Reg) insured with them on a classic policy and that wasn't worth 15k!

eveshamsteve · Post by **eveshamsteve** » Tue Mar 08, 2011 6:57 pm

excossack wrote:We had the Range Rover Classic (F Reg) insured with them on a classic policy and that wasn't worth 15k!

I have an agreed valuation on my 2106. That's "just" £2,500. You need photographic evidence of a car's condition to get "agreed" valuation. Other than that there are no restrictions on value.

Zelandeth · Post by **Zelandeth** » Tue Mar 08, 2011 11:26 pm

I had no problems getting either of my Saabs (89 F plate 900i 2-door Auto, or 86 D plate 900 4-door) insured on a classics policy.

Was Lancaster I was with then I think - they did want the best part of £750 to insure my Riva however - which was when I went elsewhere!